Assessing Creditworthiness to Secure Mortgage Originations



How can banking corporations navigate complex underwriting processes and assess creditworthiness in order to secure mortgage originations?

SKU: adbb2f5e-bf12-4ba1-bb5d-f62f9f13ca4d Category: Tags: , , , , ,
Available in: English, Dutch, French, German, Spanish
  • The executive team looking for cutting edge solutions to securing mortgages originations
  • The underwriters who needs insight into the creditworthiness assessment process
  • The legal department that needs to ensure compliance with regulations
  • The finance managers interested in optimizing the mortgage origination procedures
  • The customer service representatives monitoring customer satisfaction post-origination
Creditworthiness Assessment
Evaluating an applicant s risk profile

Underwriting Procedures
Meeting regulatory standards

Ensuring a successful mortgage origination

As you can see, you're not asking your respondents for opinions, satisfaction or agreement. Our scientific research has shown that these are very bad fuel for algorithms. Instead, we ask for verifiable facts or -behaviour. For further reading, you can download our AMAIZE magazine dedicated to this topic or discover the scientific papers in the Resources section.

After you have downloaded this questionnaire, you can - in your Toolbox - edit, add/delete, and translate questions & answers to your liking. Clicking the "Help me PRAIORITIZE" buttons in the Toolbox activates our A.I. to help you finish your masterpiece..

Q. What have you done to analyze your credit history?
  1. We have not taken any steps to analyze our credit history.
  2. We have made basic assessments of our credit history.
  3. We have established a sophisticated system that evaluates our credit history regularly.

Q. How do you verify documents?
  1. We check the client's identity manually
  2. We use automated document verification and collate data with third-party sources
  3. We develop a comprehensive KYC process that identifies and verifies clients' profiles
The artificial intelligence creating the questionnaires for the store has been inspired by over 11.000 whitepapers from more than 100 noted consultancy firms. Algorithms selected the 20% best papers and grouped papers from different consultancy firms into specific questionnaires. Why settle for less? Here is a summary how we did it.

If you feel you need outside support after conducting your assessment, we recommend the firms that have written the below mentioned whitepapers. Not having a paper selected does NOT mean that a firm does not give good advice.
oliverwymanEvolving challenges in cyber risk management.pdf
You will download so much more than a set of questions and answers. This questionnaire contains everything for the full consultancy experience:
  • Respondent profiles for a helicopter view of your audience.
  • A maturity model with which algorithms calculate a six times smarter improvement target (compared to when you leave that to a human).
  • Improvement suggestions (per question) how to move from one answer to another
  • Suggested follow-on projects. After all, moving your organization from A to B might require more than just doing an assessment.
This English questionnaire is also available in Dutch, French, German, and Spanish.


    There are no reviews yet.

    Be the first to review “Assessing Creditworthiness to Secure Mortgage Originations”

    Your email address will not be published. Required fields are marked *