Creditworthiness Assessment
Evaluating an applicant s risk profile

Underwriting Procedures
Meeting regulatory standards

Acknowledgements
Ensuring a successful mortgage origination

As you can see, you're not asking your respondents for opinions, satisfaction or agreement. Our scientific research has shown that these are very bad fuel for algorithms. Instead, we ask for verifiable facts or -behaviour. For further reading, you can download our AMAIZE magazine dedicated to this topic or discover the scientific papers in the Resources section.

After you have downloaded this questionnaire, you can - in your Toolbox - edit, add/delete, and translate questions & answers to your liking. Clicking the "Help me PRAIORITIZE" buttons in the Toolbox activates our A.I. to help you finish your masterpiece..

Q. What have you done to analyze your credit history?

1. We have not taken any steps to analyze our credit history.
2. We have made basic assessments of our credit history.
3. We have established a sophisticated system that evaluates our credit history regularly.

Q. How do you verify documents?

1. We check the client's identity manually
2. We use automated document verification and collate data with third-party sources
3. We develop a comprehensive KYC process that identifies and verifies clients' profiles

The artificial intelligence creating the questionnaires for the store has been inspired by over 11.000 whitepapers from more than 100 noted consultancy firms. Algorithms selected the 20% best papers and grouped papers from different consultancy firms into specific questionnaires. Why settle for less? Here is a summary how we did it.

If you feel you need outside support after conducting your assessment, we recommend the firms that have written the below mentioned whitepapers. Not having a paper selected does NOT mean that a firm does not give good advice.

NAME	TITLE PAPER
capgemini	Capgemini-DEMS-Medical-Digital-technical-publications-flyer-2020.pdf
pearlmeyer	uk-corporate-governance-reforms-more-regulations-executive-pay-uk.pdf
lek	Volume_XI_Issue_15.pdf
cognizant	ENGLAND-HEALTHCARE-EXCHANGE-NETWORK.pdf
oliverwyman	Evolving challenges in cyber risk management.pdf
oliverwyman	Velocity2019_ReversingCourse.pdf
oxera	Failing-firm-defence.pdf
pearlmeyer	pearl-meyer-proposed-iss-policy-changes.pdf

You will download so much more than a set of questions and answers. This questionnaire contains everything for the full consultancy experience:

• Respondent profiles for a helicopter view of your audience.
• A maturity model with which algorithms calculate a six times smarter improvement target (compared to when you leave that to a human).
• Improvement suggestions (per question) how to move from one answer to another
• Suggested follow-on projects. After all, moving your organization from A to B might require more than just doing an assessment.

This English questionnaire is also available in Dutch, French, German, and Spanish.