Uncovering the Role of Banking in Loan Origination

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WHAT IS IT ABOUT?

This questionnaire explores how banking plays a role in loan origination and its effects on creditworthiness, underwriting and acknowledgements. The outcome of this questionnaire can help board of director members understand the complexities associated with the assessment process.

SKU: 60d425e1-13f3-4852-9581-077b456b988b Category: Tags: , , , , ,
Theme:
Available in: English, Dutch, French, German, Spanish
  • The financial technology team that needs to convince market analysts about the opportunity of loan origination.
  • The executive manager who is interested in helping his team with creditworthiness assessments.
  • The capital markets department looking to broaden their knowledge on appropriate underwriting procedures.
  • The financial advisor wanting to optimize the process in order to improve acknowledgements.
  • The treasury team needing to evaluate the accuracy of assessment procedures.
Banking
Analyzing banking operations

Loan Origination
Understanding loan inception

Creditworthiness
Evaluating customer profile

Underwriting
Reviewing risk of default

As you can see, you're not asking your respondents for opinions, satisfaction or agreement. Our scientific research has shown that these are very bad fuel for algorithms. Instead, we ask for verifiable facts or -behaviour. For further reading, you can download our AMAIZE magazine dedicated to this topic or discover the scientific papers in the Resources section.

After you have downloaded this questionnaire, you can - in your Toolbox - edit, add/delete, and translate questions & answers to your liking. Clicking the "Help me PRAIORITIZE" buttons in the Toolbox activates our A.I. to help you finish your masterpiece..

Q. What measures have you implemented to ensure compliance with the regulatory framework?
  1. We have no such measures in place.
  2. We routinely review any changes to regulations and assess our practices.
  3. We use AI and ML technologies to continuously monitor our compliance.

Q. What processes have you put in place to manage document requirements for loan origination?
  1. We don't have any processes
  2. We have manual paperwork processes
  3. We have automated systems that audit and track documents
The artificial intelligence creating the questionnaires for the store has been inspired by over 11.000 whitepapers from more than 100 noted consultancy firms. Algorithms selected the 20% best papers and grouped papers from different consultancy firms into specific questionnaires. Why settle for less? Here is a summary how we did it.

If you feel you need outside support after conducting your assessment, we recommend the firms that have written the below mentioned whitepapers. Not having a paper selected does NOT mean that a firm does not give good advice.
NAMETITLE PAPER
gartneroptimize-supply-chain-cost.pdf
pearlmeyerexecutive-pay-practices-banking-2015.pdf
endeavormgmtMarketing-Research-Made-Easy.pdf
gehealthcare22b1c8aa69fc45179ffe8d45f9a4c882.pdf
oxeraAutonomous-vehicles-in-transport-appraisal.pdf
gartnergartner-customer-service-rep-view-report.pdf
gartnerprocurement-priorities-top-challenges.pdf
bwbconsultingBMS2191.pdf
You will download so much more than a set of questions and answers. This questionnaire contains everything for the full consultancy experience:
  • Respondent profiles for a helicopter view of your audience.
  • A maturity model with which algorithms calculate a six times smarter improvement target (compared to when you leave that to a human).
  • Improvement suggestions (per question) how to move from one answer to another
  • Suggested follow-on projects. After all, moving your organization from A to B might require more than just doing an assessment.
This English questionnaire is also available in Dutch, French, German, and Spanish.

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